Oct 7, 2015:  Our ATM machines are able to make withdrawals but cannot take deposits at this time.  We apologize for any inconvenience. 

Overdraft Protection

Have you considered the benefit of our Overdraft Privilege Program?

There is no charge to be a part of the Overdraft Privilege Program; however, you are charged a small fee if your account goes negative. If you are taking part in the program, your Point-Of-Sale transactions, ACH and ATM transactions along with your Share Drafts (limited to a maximum of $500.00 negative balance) are never returned for insufficient funds. There is an $20.00 fee per transaction but you never suffer the indignity or embarrassment of a returned check.

To enroll in the program you can use the form below or ask for a hard copy form the next time you are in either branch. If you want more information, please call the main office and ask for Belinda at 765-962-3172.

Before enrolling, please read our ODP Policy (PDF)

Opt-in Form

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Health Care Professionals Federal Credit Union
1810 Williamsburg Pike, Richmond, IN 47374 (765) 962-3172
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