Overdraft Protection

Have you considered the benefit of our Overdraft Privilege Program?

There is no charge to be a part of the Overdraft Privilege Program; however, you are charged a small fee if your account goes negative. If you are taking part in the program, your Point-Of-Sale transactions, ACH and ATM transactions along with your Share Drafts (limited to a maximum of $500.00 negative balance) are never returned for insufficient funds. There is an $20.00 fee per transaction but you never suffer the indignity or embarrassment of a returned check.

To enroll in the program you can use the form below or ask for a hard copy form the next time you are in either branch. If you want more information, please call the main office and ask for Todd at 765-962-3172.

Before enrolling, please read our ODP Policy (PDF)

Opt-in Form

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Health Care Professionals Federal Credit Union
1810 Williamsburg Pike, Richmond, IN 47374 (765) 962-3172
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