Member Perk: Credit Review
At HCP, we're dedicated to empowering our members with the tools and guidance needed to achieve financial goals. One of the standout perks we offer is a judgment-free credit review, designed to help you save money and improve credit.
Why would you want a credit review?
You may be able to:
Save money on your loans
Lower your monthly payments
Learn how to get out of debt faster
Learn how to increase your credit score
How does a judgment free credit review work?
Our team is here to help! We have two certified Financial Counselors on staff who are here to help with judgment-free guidance.
The best way to get started is with a 30-minute phone call. Call our lending team at 765-962-3172 ext 301. We may need to schedule additional phone calls as needed at a time that works for you!
We will review your credit report with you line by line. Why is this step important? We help you take a look at your entire financial picture and help you plan the next steps forward.
What is the end result? Each member is different but we can share what some members have experienced:
Consolidate loans and save money on monthly payments
Refinance for lower interest rates and save money over the life of a loan
Learn ways to increase their credit score to be eligible for better rates in the future