FEE SCHEDULE

Visa Check Card / ATM  Card Fees:
Visa Check Card/ATM Withdrawal (At machines we do not own or designate)       $0.50
VISA Check Card/ATM Card Replacement Fee                                                     $5.00
Rush Delivery of VISA Check Card/ATM Card                                                   $50.00
VISA Check Card/ATM Card NSF Fee                                                                 $18.00
VISA Check Card/ATM Card Transfer Fee
(transfer of funds from savings account to cover an overdrawn condition)            $2.00
VISA Check Card/ATM Card PIN Change                                                             $2.00


Share Draft/Checking Fees:
Share Overdraft Fee (per each item paid)                                                               $18.00
Returned Draft Charge (NSF)                                                                                 $18.00
Draft Transfer Fee (transfer of funds to cover overdraft condition)                        $2.00
Stop Payment Charge                                                                                              $20.00
Returned Check Charge (deposited checks returned unpaid)                                   $5.00
Reconciliation Fee (refunded if our error)                                                               $20.00
Draft Photo Copy Charge (copies of paid drafts) after 5th copy in each month        $2.00
Share Draft Printing Charge  (depends on style ordered)


ACH Fees:
ACH NSF Fees (each item)                                                                                     $18.00
ACH Stop Payment                                                                                                  $20.00
ACH Revoked Authorization Fee                                                                            $20.00
ACH Transfer Fee (to cover an overdraft condition)                                                 $2.00


IRA Fees:
Early Withdrawal Penalty(per each)                                                                        $15.00


Christmas Club Account Fees:
Early Withdrawal Fee                                                                                                $2.00


Other Miscellaneous Fees:
Negative Account Fee (charged after 30 days)                                                        $25.00
Closed Account Fee (if closed within 90 days of opening)                                        $5.00
Account Statement (other than normal, per page)                                                      $2.00
Official CU Check Charge after  1st check in a 30 day period                                  $3.00
Official CU Check Stop Payment Fee                                                                      $20.00
Wire Transfer Fee (domestic)                                                                                  $10.00
Wire Transfer Fee (international)                                                                             $40.00
Money Order Fee                                                                                                       $1.00
Inactive Account Fee(each month the account is inactive)                                        $5.00
Bad Address Fee (charge for each piece of mail returned)                                        $5.00

                

Fees are accurate and are effective as of 1/1/2009.  You may contact the credit union with any questions.                    



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