Health
Care Professionals Federal Credit Union, your member owned financial
institution, is committed to providing you with competitive products and
services to meet your financial needs and help you reach your goals. We are
equally committed to protecting the privacy of our members. Under federal law,
we are required to give you this privacy notice. It describes our credit
union's privacy policy and practices concerning the personal information we
collect and disclose about our members. It also includes information about the parties
who receive personal and sometimes nonpublic information from us as we conduct
the business of the credit union.
If
after reading this notice you have questions, please contact us at (765)
962-3172 or write to:
Operations
Supervisor
Health
Care Professionals Federal Credit Union
1810
Williamsburg Pike
Richmond,
IN 47374
Information We Collect About You
We
collect nonpublic personal information about you from the following sources:
-Information
we receive from you on applications and other forms
-Information
about your transactions with us
-Information
we receive from a consumer reporting agency
-Information
obtained when verifying the information you provide on an application or other
forms; this may be obtained from your current or past employers, or from other
institutions where you conduct financial transactions.
We may
disclose all of the information we collect, as described above, as permitted by
law.
Parties Who Receive Information From Us
We may
disclose nonpublic personal information about you to the following types of
third parties:
-Financial
service providers, such as insurance companies, and mortgage service companies.
-Non-financial
companies, such as consumer reporting agencies, data processors, check/share
draft printers, financial statement publishers/printers, plastic card
processors, and government agencies.
Disclosure of Information to Parties That
Provide Services to Us
In
order for us to conduct the business of the credit union, we may disclose all
of the information we collect, as described above, to other financial
institutions with whom we have joint marketing agreements, to the companies
that perform marketing services on our behalf, or to nonaffiliated third
parties for the purpose of processing and servicing transactions that you
request or authorize, so that we may provide members competitive products and
services.We may also disclose nonpublic
personal information about you under circumstances as permitted or required by
law. These disclosures typically include information to process transactions on
your behalf, conduct the operations of our credit union, follow your
instructions as you authorize, or protect the security of our financial
records.
To protect
our members' privacy, we only work with companies that agree to maintain strong
confidentiality protections and limit the use of information we provide. We do
not permit these companies to sell the information we provide to other third
parties.
Disclosure of Information About Former Members
If you
terminate your membership with Health Care Professionals Federal Credit Union,
we will not share information we have collected about you, except as may be
permitted or required by law.
How We Protect Your Information
We
restrict access to nonpublic personal information about you to those employees
who need to know that information to provide products or services to you. We
maintain physical, electronic or procedural safeguards that comply with federal
regulations to guard your nonpublic personal information.
What Members Can Do to Help
Heath
Care Professionals Federal Credit Union is committed to protecting the privacy
of its members.Members can help by
following these simple guidelines:
-Protect
your account numbers, plastic card numbers, PINs (personal identification
numbers) or passwords. Never keep your PIN with your card, which can provide
free access to your accounts if your card is lost or stolen.
-Use caution
when disclosing your account numbers, social security numbers, etc. to other
persons.If someone calls you explaining
the call is on behalf of the credit union and asks for your account number, you
should beware. Official credit union staff will have access to your information
and will not need to ask for it.
-Keep
your information with us current. If your address or phone number changes,
please let us know.It is important that
we have current information on how to reach you. If we detect potentially
fraudulent or unauthorized activity or use of an account, we will attempt to
contact you immediately.
Let us
know if you have questions. Please do not hesitate to call us - we are here to
serve you!