New & Used Auto Loans:
Summer Offer: 90 Day No Pay Auto Loans
“Getting my auto loan was so easy. I filled out an application and later that day I was approved...I would recommend HCPFCU for all of your banking needs.”
“HCPFCU is awesome! I’ve bought multiple new cars in the last 12 months and Heather has been amazing! Quick to return calls and process paperwork with the dealership!”
“Great customer service and awesome loan team!”
Celebrating 50 Years with 90 Days No Pay Auto Loan
At HCP Credit Union, we’ve proudly served Richmond and Connersville, Indiana and the surrounding counties since 1975. That’s 50 years of helping our members own their financial futures with confidence, flexibility, and care.
To celebrate this milestone, we’re offering something special to our member-owners: 90 days with no payments* on new, used or refinanced auto loans.
With this anniversary offer, you’ll get:
90 days with no payments*, giving you a head start on your next ride
Great rates designed for local members
Easy online application from anywhere
Whether you’re upgrading from an older model or buying for the first time, we’re here to help make it happen—on your terms.
*Terms apply. Offer valid on new or refinanced auto loans approved between June 1 and August 1, 2025. Interest will continue to accrue during the 90-day no payment period. Offer subject to credit approval and membership eligibility. Terms and conditions apply. Contact HCP Credit Union for full details.
New & Used Auto Loans:
Loan pre-approval, payroll deduction, online applications, competitive interest rates, and rate matching make the credit union the place to finance your vehicle needs.
Getting pre-approved before you shop for your next vehicle will save you time and money. No application fee! Auto loans are available for:
New and used loans for cars and trucks
Refinance your auto loan from another institution to save on your monthly car loan payment
Mechanical Repair Coverage available at discounted rates
Get a Free CARFAX Vehicle History Report™ With Your Auto Loan
Increase confidence when you buy your next used car with a CARFAX* Vehicle History Report™. Learning more about a car’s ownership, service and accident history can help you avoid costly issues down the road. With an Auto Loan from HCP Credit Union, you'll get access to a free CARFAX report at the time of approval.
With CARFAX, you'll know more before you buy a used car, including reported:
accident data
service history
type of use
ownership history
Disclosure: *Offer may expire at any time. It is intended for personal use only and may not be used for commercial purposes. CARFAX is a registered trademark of CARFAX, Inc. CARFAX Vehicle History products and services are based only on information supplied to CARFAX. CARFAX does not have the complete history of every vehicle. Use the CARFAX search as one important tool, along with a vehicle inspection and test drive, to make a better decision about your next used car.