Our Checking Accounts are referred to as Shared Draft Accounts
$25 minimum initial deposit to open
Free first box of 50 checks
NO monthly service charge
You can add Direct Deposit
You can access your account at any branch and via phone with Sybil Telephone Banking (765-962-3172)
You can also access your account online anytime with Online Banking (Access Online Banking)
Need to reorder checks?
Need a Direct Deposit Form?
Download the Direct Deposit Form Here: Employer Direct Deposit Form (PDF)
We have a variety of Savings Accounts to meet your needs.
Share Savings Account
Special Savings Account
Want to save up for Christmas? A Christmas Club account can be started with any amount. The account can be opened up at any point during the year. There is a $2 early withdraw penalty except from October 1st - December 31st. Members that have direct deposit can also have an amount deposited into Christmas each deposit automatically.
How To Get a Youth Account
Youth Birth Certificate
Must have an immediate family member with an existing account
Youth does not need to be present to apply
Visa Debit Cards
VISA Debit Card
If you are a current member and do not yet have a VISA Debit Card - we are here to help.
The VISA debit card looks like a credit card but works like a check - only better.
Allows you to access funds from your checking account to pay for purchases
Accepted anywhere VISA cards are accepted
No checkbook or cash to carry
No check to write - No waiting for check approval
When you carry the debit card, you're in and out of stores in no time - just sign and go!
It's Easy to Use!
Just present the debit card at the time of purchase and the amount will be deducted automatically from your checking account. With every purchase, you'll get a receipt for easy record keeping and a detailed record of every transaction will be on your monthly checking statement. Remember, the VISA Debit Card may look like a credit card but it's not. When you present the card to the merchant, all transactions will be deducted from your HCPFCU checking account.
How do I get one?
Stop by either branch location - or start by completing this form: